Jody P of the Cricut Message Board shared her lovely cut files for Gift Card holders. Her designs were inspired by something she saw in the December issue Paper Crafts Magazine, though I believe she expanded the idea as there are three designs in her cut files. I used Basic Grey Wassail Christmas paper (for TOBY), ribbon, pearl embellishments, and glaze stickles to make two of Jody's ornament design.
Thanks again Jody!! My family members should love these!!!